Timiza software lets users to get into multiple banking characteristics via its cell phones. The assistance is instantaneous finance, currency transmits, and purchase insurance coverage. Individuals who dont access this new Timiza software can be dial *848# to join up thereby applying having cellular loans of Absa Bank.
six. Part
Branch is among mortgage software into the Kenya versus CRB checks. Subscription is free within this and you will away from nation. One could supply to Ksh.70,100000 to the Branch application through cell phones. Financing was recognized within 24 hours out-of software, there are no invisible fees. More over, Branch cannot charge later charge otherwise rollover fees.
7. Shika
Shika is one of the credit applications giving more than simply funds. It’s cool features to have txt messaging while offering the brand new news into the government, sports, activity, an such like. Shika application computers multiple loan providers which give borrowing to help you clients. Finance on this app is designed to match startups when you look at the farming, investment loans, and you may invoice discounting.
8. iPesa
iPesa mortgage application also offers credits away from Ksh. five-hundred so you’re able to Ksh. 50,100000 contained in this 91 days so you’re able to 180 weeks. Its annual rate of interest try several%, as well as the software does not have services costs. Obtain the iPesa software towards the mobile phone, install it, sign up to your own Meters-Pesa amount, and ask for that loan. Paying down your credit promptly slowly develops the loan restriction so you can as much as Ksh. fifty,one hundred thousand.
9. Zenka
Many consumers from inside the Kenya like Zenka software. The first loan is actually interest-totally free possesses zero solution payment. You merely repay the total amount you borrowed from when you look at the specified go out, that’s always 61 weeks. You could potentially download the fresh new software with the cellular telephone from the Zenka web site. Shortly after filling in the application and you may registering efficiently, you will receive the loan in under five minutes.
10. Zidisha
Zidisha is just one of the most useful the fresh mortgage apps when you look at the Kenya. It’s a low-funds lending system, plus credit arises from independent loan providers, perhaps not the business alone. The app only links lenders in order to borrowers. You really must be working or operating, possess an active Twitter membership, a national ID, an authorized Safaricom sim credit, and you can good credit score so you’re able to qualify for Zidisha borrowing.
11. Okash
Okash provides individual and you can loans as high as Ksh. sixty,000. Install new app off Yahoo Play Store, set it up, and you can check in to get quick financing. Okash application decides the loan maximum and you will percentage period because of the checking out the personal info your promote throughout the subscription. The newest yearly interest toward Okash fund is actually fourteen%.
12. Eazzy
Like other financing applications in Kenya, Guarantee bank’s Eazzy application gets instantaneous funds in 24 hours or less off winning app. The latest finance is paid on Security bank account, Mpesa range, or Equitel sim credit.
Dial *247# to get the financing straight to your sim cards instead of by using the app. You are entitled to as much as KSh2 million in the borrowing from the bank, and program identifies the loan limitation. It also offers a flexible payment age to twelve days.
The fresh new software deducts financing out of your membership when you look at the instalments from the a Indiana installment loans laws beneficial thirteen % per annum interest rate. You are able to pay your Eazzy application instant funds using your Equitel sim card or use Mpesa Paybill number 247263 as well as your Security account amount.
thirteen. Utunzi
Utunzi borrowing from the bank application provides M-Pesa users. This mobile currency borrowing program even offers private and you can team credits regarding Ksh.3 hundred to help you Ksh.step 1,one hundred thousand,100000. Utunzi application lets an installment period of 91 days to help you thirty six days during the a good twelve% provider payment and you will a yearly notice of a dozen%. you shell out an extra Ksh.eight hundred due to the fact a yearly membership government fee.
