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Secret takeaways
- Citi Fold Funds allow you to withdraw particular or each of the readily available Citi cards borrowing from the bank because financing
- Getting your own financing once the an effective Citi Flex Financing gives a fixed monthly payment and you will repaired interest up until the loan is actually paid back in complete
- Citi Flex Loans render a number of advantages, for example maybe not requiring a supplementary hard borrowing from the bank inquiry, but you will have to work at this new wide variety to be certain they add up for the state
Playing cards give a handy treatment for purchase informal sales, but really there are always times when it is possible to choose dollars.
The new Citi Fold Loan program would be a useful replacement for running upwards a balance on your credit to own unforeseen costs or taking out fully credit cards payday loan. Payday loans normally need an initial payment (normally 5 percent of the progress amount), additionally the currency your acquire begins accruing appeal during the a beneficial high varying rate from day one to and no elegance several months.
If you’re looking to own a far greater solution, Citi Fold Fund are worth investigating. Here’s how Citi Flex Funds work in practice, and a few ideas to make it easier to is an excellent selection for your.
What’s a Citi Flex Financing?
Citi Bend Financing and Urban area Flex Spend are two programs you to definitely provide cardholders a lot more flexible payment choices and you can repaired terms using Citi’s Citi Fold Agreements.
Having good Citi Flex Loan, you could sign up for that loan in your qualified Citi card’s line of credit from the a predetermined rate of interest. You’ll be able to decide how far you will want to use and you will accept into the a predetermined payment and you may fixed interest one continues on lifetime of the borrowed funds in place of completing an alternate app otherwise credit assessment.
Citi Flex Spend, while doing installment loans Pennsylvania so, are a flexible payment policy for Citi cardmembers which allows eligible charge card purchases to-be reduced throughout the years having an excellent fixed Apr.
One another Citi Bend Fund and you will Citi Bend Shell out is actually possibilities when you do an effective Citi Flex Package., Citi’s system providing cardholders significantly more versatile payment selection and you can repaired words.
