Well-understood user
- #21
Well-known member
- #twenty two
Well-recognized associate
- #23
I you should never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a https://paydayloanalabama.com/ragland/ down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your men that need to shop for property otherwise financing things.. hope so you can goodness you have good credit. I do believe particular guys one accept that playing cards worst you desire to see the big picture. Just because *you* individually were able to shell out bucks to possess everything doesnt imply they will work for every person. Even after the things i composed over I Too (at the same time) repaid bucks getting what you. I will not enter the causes right here nonetheless it worked out at the same time to some extent. The one downside to which was I am able to Never ever submit an application for a charge card.. you’ll never ever get that loan. Forget to shop for a property unless I robbed a financial.
In closing over the past a decade I want to keeps energized from the 100K value of posts. Ive racked upwards a huge amount of award factors ect ect. There are times when I pay dollars for content but one to setting I am searching for a benefit. I know theres guys on right here having looked at a great used-car as well as the man desires 3K for it and also you initiate brand new deals and push comes to push and also the wad of money happens! Gotta think its great!
